Free Card BIN/IIN API/DB data for everyone

If you have worked in eCommerce, you know the challenges around ensuring your reduce your fraud and get the best customers. Some ways of helping reduce fraud is to GEO block IP's etc but another way is to use rich BIN/IIN data to make better decisions. You can also use this same data in non fraud ways like marketing campaigns and more. There is where BIN Listing comes in.

What is a BIN / IIN?

A BIN or IIN is the first 6 or 8 digits of a card number. This number tells us who has issued this card, the brand, the type and what country it's from.

What kind of data can we get?

BIN Listing gives a lot of data about the BIN which can be used for purposes stated above. Here is the output of an API call (FREE) on BIN/IIN 4111111:

{
    "bin": "411111",
    "scheme": "visa",
    "country": {
        "numeric": "840",
        "name": "United States of America",
        "alpha2": "US",
        "alpha3": "USA",
        "phonecode": "+1",
        "capital": "Washington, D.C.",
        "currency": {
            "code": "USD",
            "name": "US Dollar",
            "decimals": 2,
            "symbol": "$"
        }
    },
    "issuer": {
        "name": "JPMORGAN CHASE BANK, N.A.",
        "url": "www.jpmorganchase.com"
    },
    "logo": "https://binlisting.com/logo/visa.svg"
}

You can see there is a lot of data which can be used to Market to your customer. Eg: Showing the currency in the correct format, knowing what countries your customers or fraud comes from, what logo is associated with the card and more.

Check out BIN Listing and let me know what you think in the comments!